Terms of Service

Last Updated: August 16, 2025

1. Acceptance of Terms

By accessing and using OpenStockAlert ("we," "our," or "the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

OpenStockAlert provides:

  • Stock market analysis tools and charts
  • Watchlist creation and management
  • Market trend analysis
  • AI-powered stock model predictions
  • Educational content about stock market investing

3. Investment Disclaimer

IMPORTANT: OpenStockAlert provides educational and analytical tools only. We are NOT licensed financial advisors.

  • Not Financial Advice: All content is for informational purposes only and should not be considered personalized investment advice
  • No Guarantees: Past performance does not guarantee future results
  • Risk Warning: All investments carry risk of loss, including potential total loss of principal
  • Consult Professionals: Always consult with qualified financial advisors before making investment decisions
  • Your Responsibility: You are solely responsible for your investment decisions

4. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for:

  • Safeguarding your password and account information
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use

5. Acceptable Use Policy

You agree NOT to use our service to:

  • Violate any laws or regulations
  • Transmit harmful, offensive, or illegal content
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our service
  • Use automated systems to scrape or download our content
  • Impersonate others or provide false information
  • Engage in any form of harassment or abuse

6. Intellectual Property

All content on OpenStockAlert, including but not limited to text, graphics, logos, charts, and software, is our property or licensed to us and is protected by copyright and other intellectual property laws.

7. Third-Party Content and Links

Our website contains links to third-party websites and services (Yahoo Finance, Google Finance, etc.). We are not responsible for:

  • The content or accuracy of third-party sites
  • Privacy practices of external websites
  • Any damages resulting from third-party interactions

8. Data Accuracy and Availability

While we strive to provide accurate and up-to-date information:

  • Market data may be delayed or contain errors
  • Our service may experience downtime or interruptions
  • We do not guarantee the accuracy or completeness of any data
  • Always verify important information through primary sources

9. Limitation of Liability

To the fullest extent permitted by law, OpenStockAlert shall not be liable for:

  • Any financial losses resulting from investment decisions
  • Indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Service interruptions or technical failures

Maximum Liability: Our total liability to you shall not exceed $100 or the amount you paid for our services in the past 12 months, whichever is less.

10. Indemnification

You agree to indemnify and hold harmless OpenStockAlert from any claims, damages, or expenses arising from:

  • Your use of our service
  • Your violation of these terms
  • Your investment decisions based on our content

11. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service.

12. Modifications to Service and Terms

We reserve the right to:

  • Modify or discontinue our service at any time
  • Update these terms with notice to users
  • Change our features, pricing, or policies

Continued use after changes constitutes acceptance of new terms.

13. Termination

We may terminate or suspend your account and access to our service immediately, without prior notice, for any reason, including if you breach these Terms of Service.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

15. Severability

If any provision of these Terms is found to be unenforceable, the remainder shall continue in full force and effect.

16. Contact Information

Questions about the Terms of Service should be sent to us at:

By using OpenStockAlert, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.